“I’ve been in a car accident, what do I do now?”

  • By:dev_admin

A car crash can be a stressful event.  Knowing what to do before and after an automobile accident can reduce that anxiety and help you on the road to a full recovery.

  1. Before the accident.

Having a simple emergency kit in your car can prepare you if an accident occurs.  First, you should have your current automobile insurance information with you in the vehicle.  In addition, you should have available a first aid kit, a working flashlight, flares or warning lights for nighttime accidents and a pen and paper for you to take notes.  You may wish to stash a copy of this article in your glove box.

  1. At the scene.
  1. Move your car out of traffic and stop.  Sometimes a second collision can be as bad or worse than the first, so get out of moving traffic lanes.
  2. Check yourself and your passengers for any injuries. If you are able, render first aid to anyone else involved in the accident.  Do not move anyone unless you are absolutely sure that you can do so safely.
  3. Call 911 and tell them your location and about any injuries at the scene.
  4. Don’t apologize, admit your fault or argue with the other driver. That can be all be sorted out later.
  5. Exchange insurance information. Obtain the name and policy number of the other drivers, and in addition, obtain their name, current address, telephone numbers and driver’s license   However, do not allow your driver’s license to be photographed by another driver.  That could lead to identify theft down the road.
  6. Document the cars involved and any damage. If possible, take photographs of the license plate and any damage to any vehicle.
  7. Obtain a copy of any police or crash report available at the scene.
  8. If your car is being towed, obtain your personal affects from inside the vehicle and verify the location where your car will be stored.

When you get home.

  1. Take care of yourself. Often, Iburproferan, ice, and rest are the best course of action.
  2. Contact your medical doctor or chiropractor. If you do not have a medical doctor or chiropractor, ask family and friends who they recommend.
  3. Talk to a lawyer. Get first hand advice to your legal rights and responsibilities.
  4. Contact your insurance company. Start with your local agent or the claims center of your insurance company.  Have your documentation present to answer their questions.

The attorneys at Tewksbury & Kerfeld are knowledgeable about Minnesota car crashes and accidents and the Minnesota No Fault Insurance Act.  We would be happy to assist you in any way we can.

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